MoMo Payment Service Bank (MoMo PSB) Graduate Development Programme 2026 has officially opened, with online applications running from 9 November 2026 until 19 November 2026.
Announcing the scheme, MoMo PSB, the fintech subsidiary of MTN Nigeria, described a full-time programme based in Lagos for ambitious graduates who want a career in financial services.
If you finished NYSC within the past two years and have been looking for a way into fintech, the clock is short. As of 10 November 2026, applications are still open, and you have nine days left.
Think you fit the profile? Below, you will find the eligibility rules, what the programme promises, how the online application works, what the announcement leaves unsaid, and the errors that sink otherwise strong applications.
Let’s get into the details.
Overview
The MoMo Graduate Development Programme is an entry-level scheme for recent graduates who want to build a career in financial services and fintech. It is a full-time programme in Lagos that combines structured development with work on real projects and exposure to key business functions. Applications are submitted online through the link in the announcement.
| Detail | Information |
|---|---|
| Organization | MoMo Payment Service Bank (MoMo PSB), a fintech subsidiary of MTN Nigeria |
| Programme | MoMo Graduate Development Programme 2026 |
| Location | Lagos |
| Employment type | Full-time |
| First announced | 9 November 2026 |
| Closing date | 19 November 2026 |
| Status | Open (as of 10 November 2026) |
| NYSC requirement | Completed NYSC within the last 2 years |
| How to apply | Online application link |
What the Programme Offers
MoMo PSB describes the programme as a way to build a rewarding career in a fast-growing fintech business. Graduates who are selected can expect to:
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- Gain hands-on experience in a fast-growing fintech environment.
- Learn from experienced professionals and industry leaders.
- Build technical and professional capabilities through structured development.
- Contribute to meaningful projects that drive business impact.
- Accelerate career growth through exposure across key business functions.
The company also says it wants to attract people who work with bold ideas and who “move with purpose.” In plain terms, expect a programme that rewards initiative, curiosity and a willingness to take on real work early.
Who Can Apply
To be eligible, you must meet all of the following:
- Have completed the National Youth Service Corps (NYSC) programme within the last two years.
- Show strong academic performance, innovation and a passion for learning.
- Have excellent communication, problem-solving and analytical skills.
- Be eager to learn, collaborate and thrive in a dynamic environment.
The two-year NYSC window is the hard filter. If you finished service more than two years ago, you do not meet the stated requirement. If you finished close to the limit, check the date on your certificate before you apply.
What the Announcement Does Not Say
Some details that applicants often ask about were not stated, so do not assume them:
- A required course of study or degree class
- An age limit
- The length of the programme
- Salary or stipend figures
- The stages of the selection process
- The exact documents to upload
If the application form asks for any of these, follow the form. Until then, avoid quoting figures or stages you may see in social media posts.
How to Apply
- Confirm that you completed NYSC within the last two years.
- Update your CV so your education, skills, projects and any internship or work experience are clear.
- Keep your NYSC certificate, academic certificates and a valid ID within reach in case the form asks for them.
- Open the online application link in the Apply Now
- Check that the page you land on carries MTN or MoMo PSB branding before you enter any personal details.
- Complete every field, submit the form and keep a screenshot or confirmation email.
Do not wait for the final day. Online forms often slow down near the deadline, and a failed upload on the last evening can cost you the opportunity.
Deadline
Applications close on 19 November 2026. As of 10 November 2026, there are nine days left. The announcement does not give a closing time, so treat the end of the day before as your real cut-off and submit early.
Not to Be Confused With the TechSpark Programme
MoMo PSB also ran a separate graduate scheme earlier this year, the MoMo TechSpark Graduate Programme. It was a 12-month, technology-focused programme that closed on 31 March 2026. It asked for 0 to 2 years of post-NYSC experience and basic skills in software development, APIs, debugging, testing and version control.
The Graduate Development Programme is a different intake with its own rules. Do not apply the TechSpark requirements to it, and do not assume that its duration, structure or eligibility are the same.
Tips to Improve Your Chances
- Lead with proof of impact. Show projects, leadership roles, volunteering, campus initiatives or NYSC community work. The company says it wants innovation and a passion for learning, so give examples.
- Show analytical thinking. Mention coursework, data work, case competitions or problem-solving experiences, even if they were outside a formal job.
- Understand the business. MoMo PSB focuses on financial inclusion for unbanked and underbanked people. Be ready to explain why that matters to you.
- Keep your CV tight. One to two pages, a clear summary at the top and no long paragraphs.
- Check your contact details. Use a professional email address and a phone number that you answer.
- Be ready for Lagos. The programme is based there. If you live elsewhere, be ready to explain how you will relocate.
About MoMo Payment Service Bank
MoMo Payment Service Bank (MoMo PSB) is a fintech subsidiary of MTN Nigeria. It is licensed by the Central Bank of Nigeria (CBN) with a mandate to drive financial inclusion, especially among people who are unbanked or underbanked.
After receiving final approval for its Payment Service Bank licence, MoMo PSB officially launched operations on 17 May 2022. The company says it aims to provide accessible, secure and technology-driven financial services for individuals, communities and businesses.
Ready to Apply?
Prepare your CV, confirm your NYSC date and open the application link before 19 November 2026: https://docs.google.com/forms/d/e/1FAIpQLSfDdInSLftTQUE4gIrUbowfMqsCIfdjuC32s0fJ3Ni4N2-BKQ/viewform
Frequently Asked Questions
Is the MoMo PSB Graduate Development Programme 2026 open?
Yes. As of 10 November 2026, applications are open and close on 19 November 2026.
Where is the programme based?
Lagos. It is a full-time programme.
Who is eligible to apply?
Graduates who completed NYSC within the last two years and who show strong academic performance, innovation, a passion for learning, and excellent communication, problem-solving and analytical skills.
How do I apply?
Apply online through the application link in the announcement. Complete the form fully and submit it before the deadline.
Can I apply if I finished NYSC more than two years ago?
No. The stated requirement is NYSC completion within the last two years.
Is there an age limit or required course of study?
The announcement does not state either one.
How much does the programme pay?
No salary or stipend figure was stated.
Is there an application fee?
No fee is mentioned. Do not pay anyone for a place on the programme.
Conclusion
The MoMo PSB Graduate Development Programme 2026 is a short-window opportunity for recent graduates who want to start their careers in fintech. The requirements are clear: NYSC completed within the last two years, strong academics, sharp analytical skills and a willingness to learn. The deadline is 19 November 2026, so use the time you have to prepare a strong CV and apply early.
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